Mortgage Loan Processor
Location: Indianapolis, Indiana, United States
Company: 1st Signature Lending
Job Type: Full-time
Posted: Feb 6, 2026
Application deadline: Apr 12, 2026
Source: ZipRecruiter
Job description
Mortgage Processors Needed ASAP! Great income and benefits package! Our company business model is NOT rate sensitive so we are growing tremendously so job security is solid. No mass layoffs! Become a part of a true TEAM with an engaging and supportive environment with a fully committed leadership team. We are looking for talented team members that put our client’s needs first. You will feel valued and inspired every day as you contribute your experience to the dream of home ownership.
Why join us?
- Competitive Salary!
- Competitive Benefits Package!
- Flexible Time Off!
- Family Oriented Culture!
Job Description
Processor
Overview: Primarily responsible for processing, reviewing and preparing loan documentation for compliance, completeness, and accuracy.
Job Functions:
Effectively process and deliver for underwriting review and approval, Conventional, FHA, VA, & USDA and Construction to Perm loans to comply with Agency, Investor and internal guidelines, policies, and procedures.
- Effectively communicate with borrowers, loan officers, closers, processors and compliance personnel.
- Meet all required deadlines on the loans in the pipeline
- Maintain thorough knowledge of agency guidelines, as well as policies and procedures.
- Demonstrate the ability to review and complete quality assurance checks prior to loan closings.
- Prepare, review and submit loan file packages to underwriting in a timely manner.
- Follow up on post close trailing documents if necessary.
- Ensure quality is uncompromised and that all loan documentation provided is thoroughly analyzed and meets guidelines.
- Identify red flags within files and ensure each red flag is addressed prior to approval/closing.
- Review conditions (including suspense, reworks and decline overturns) within the required turn times.
- Ensure compliance with federal and state lending regulations, including TRID.
- Provide an additional layer of quality control to ensure that the liability taken on will not result in a non‐salable or uninsurable loan.
Qualifications:
- High school diploma or equivalent required; Total work experience that includes one to three years as in mortgage banking for Conventional, FHA, VA, USDA, and Construction to Perm loans
- Knowledge of overall mortgage lending processes, including closing, funding and post‐closing functions.
- Knowledge of valid documentation related to the processing consumer mortgage applications (e.g., tax returns, financial statements, and records, verification of income and deposits, etc.).
- Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions.
- Ability to prioritize multiple tasks in a deadline‐driven environment; strong sense of urgency and responsiveness.
- Knowledge of federal, state, and regulatory requirements related to consumer mortgage lending, processes and controls.
- Prior experience using internal data entry systems, Microsoft Word, Excel and PDF/Document Retention programs
- Experience with Encompass strongly preferred
- Compliance experience a plus (including, but not limited to TILA, RESPA, ECOA, TRID).
NMLS#27820
We are an equal opportunity employer
Job Type: Full-time-In Office Position
Company DescriptionSince 2005, 1st Signature Lending has been a leader in the home loan industry and offers a decade of responsible lending experience. We realize how complicated and stressful applying for a loan can be, which is why we take pride in providing personal attention to each and every one of our clients, helping them throughout the entire loan process from the first signature to the last.
NMLS #27820
We are an equal opportunity employer
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